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Functionality	Mid to Lg size Portfolio			Sm to Mid size Portfolio
Functionality	*OPTIMA*©	*ULTIMA*©		*MILLENNIA©*	*iNnova*©
Accounts Payable	interface	interface		interface	interface
ACH
Application Processor	interface	interface		interface	interface
Asset Based				limited
Automatic Lease Numbering
Audit Trail
Auto-Sequencing Cash Application
Cash Application
Charge-off Processing & Reversals
Collections					interface
Comments
Complete Transaction History
Coupons					interface
Credit Reporting	interface	interface		interface	interface
Database Type	MS SQL & Oracle	MS SQL & Oracle		Pervasive SQL	MS SQL & Oracle
Dealer/Vendor Relationship Management
Depreciation Accounting & Tracking- Tax & Book
Document Tracking				interface
Electronic Tax Remittance
Equipment Leasing
Export Data
Flexible Contract Renewals or Extensions
Flexible Lease Term
Floating Rate Accounting					soon
Gain/Loss Calculations
General Ledger Export	interface	interface		interface	interface
History Tracking
Insurance Tracking
Inventory Management				limited
Invoicing & Past Due Notices
Late Charges- Customizable
Lease Accounting
Lease Analysis				interface
Lease Types: Brokered, Discounted
Lease Types: Direct, True, Operating
Lock-box					interface
Maintenance Scheduling & Tracking
Miscellaneous Billing
Multiple contracts per customer
Off Lease Tracking of Assets
Participations
Past Due & Aging Tracking
Payoff Quotes
Property Tax Management
Real Time Posting & G/L entries
Recovery					interface
Re-leasing capabilities
Reporting - Internal
Reporting w/ Crystal, Access, etc.	interface	interface		interface	interface
Searching capabilities	moderate	moderate		limited	extensive
Security: Field/Transaction Level
Security: User Level
Skip Payments & Irregular Payments
Taxes: Built in & update manually or build your own
Taxes: Taxware or Vertex Tax Rate Files	interface	interface		interface	interface
Terminations
Unbook/Rebook
Unlimited Assets/Contracts
Unlimited Guarantors
Unlimited Miscellaneous Fees
User Defined Fields
Vehicle/Auto Leasing
Web Access	Terminal Services	Terminal Services	Terminal Services	Terminal Services
Wire Transfer				interface
Workflow, Queuing, & Scheduling capabilities
Yield History

Key

= feature of product

interface = creates files for a 3rd party product

PO Box 37 * Kenilworth, IL 60043 * Tel: 847-256-2364 * Fax 847-256-3946
info@summitnational.com * sales@summitnational.com * support@summitnational.com

Summit National, Inc. website updated 06.25.05